Hass and Associates Accounting Tax News and Tips: 'Tax office' e-mail scam is foiled by pensioner
THIS savvy pensioner was a step ahead of scammers who tried to access his details through a fake tax email.
Former railway worker Ken Fuller, 80, received an email claiming to be from Her Majesty's Revenue and Customs, inviting him to claim a 'tax refund' of £469, following 'annual calculations of his fiscal activity'.
To claim his rebate, all he had to do was fill in the attached refund form and submit it by the following day.
Like most scams, it sounded too good to be true, and it was. Mr Fuller, of Grimsby, suspected all was not as it seemed, and called HMRC which confirmed it was a fake.
Ken, of Timberley Drive, said he wanted to warn others to be vigilant against such scam attempts, so people don't fall victim to their cons.
He said: "It came out of the blue. I was just checking my e-mails on my computer when I saw it had come through.
"It looked bona fide. It had the exact logo that you get on tax letters. But something about it wasn't right, I was immediately suspicious.
"I contacted HMRC the next morning and they asked me to send it to their 'phishing' email address, so they could take a look at it."
The tax office sent a reply confirming it would never contact people via email about being eligible for a repayment or to ask for personal information or payment.
According to consumer site Money Saving Expert, clicking on the attached link risks uploading a virus to the person's computer.
Often, these are designed to steal your banking and other sensitive login details.
Figures show that during 2013, customers reported more than 91,000 phishing e-mails to HMRC.
Ken said: "It's sad to know someone is out there trying to deceive you. There are a lot of scams out there, you are always hearing about them, but this was an unusual one.
"I'm not particularly computer savvy but I suspected something wasn't right about it.
"It did look very official though. I know because I normally fill out my tax reconciliation at the end of each financial year.
"It definitely makes you more wary about what you are receiving. It came out of the blue for me."
A spokesman for HMRC said: "We only ever contact customers who are due a tax refund in writing by post. We don't use telephone calls, e-mails or external companies.
"Anyone who receives an email claiming to be from HMRC should send it to email@example.com before deleting it permanently."
Ken reiterated the message that other people should be extra careful when responding to e-mails claiming to be from reputable origins..
"It's really important that people are aware," he said.
"If I can help one person from getting scammed and getting into hassle, then I'll be happy."